The payment stages for St.Kitts citizenship by investment applications is clearly documented below with instructions strictly as per government rules..
Payment Flow
See the simple payment steps outlined below.
1.SISC Donation
- Pay Due Diligence + 50% Agent fees upfront
- Wait for Approval-in-Principle (4 months)
- Pay US$250,000 contribution + Balance
- Receive Citizenship Certificate → Passport issued
2. Real Estate Investment
- Pay Due Diligence + 50% Agent fees upfront
- Wait for Approval-in-Principle
- Pay US$325,000 to developer + Balance owed
- Receive Certificate of Citizenship → Passport issued
Payment Stages
| Stage | Time | Paid to | Refund | Notes |
|---|---|---|---|---|
| 1. Retainer / Engagement Fee upon signing contract | Before file preparation | Authorized Agent / Law Firm | No | Covers onboarding, KYC pre-screening, document review |
| 2. Due Diligence Fee | At application submission | CIU (via Authorized Agent) | No | Mandatory government background checks |
| 3. Government Processing Fee | Post Approval | CIU | No | Sometimes bundled with post-approval fees depending on route |
| 4. Investment Payment | After Approval-in-Principle (AIP) | Government Fund or Approved Developer | ⚠️ Conditional | Paid only after approval |
| 5. Post-Approval Government Fees | (Real Estate / PBO only) | CIU | No | Not applicable to SISC donation route |
| 6. Interview Fee | Included in DD fee | CIU | No | Mandatory interview |
| 7. Passport Issuance Fee | After approval | Government | No | Paid before passport issuance |
| 8. Certificate Fee | After Final Approval | Government | No | Citizenship certificate issued before passport |
- All applications must be submitted through an Authorized Agent licensed by the Government.
- Due diligence fees and agency fees are non-refundable even if rejected.
- Investment amount is payable only after Approval-in-Principle (risk-mitigation structure
Payment Rules
- Clean Funds – Funds must come from a lawful, fully documented source.
- Direct to Government – Fund must be directly remitted to government bank account.
- Bank compliance – Funds undergo compliance check with receiving bank (for additional fee $1000). The Name in the personal bank account must match with the applicant name.
- Property Transactions – Real estate investment must be made to escrow bank account of developer post approval (with sale agreement).
- Business Account – Funds can be paid from company bank account, provided investor holds 100% share ownership.
- Crypto Assets – Not directly accepted but can be used to prove funds.